Understanding Cash Value in Life Insurance: Definition and Example
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Understanding Cash Value in Life Insurance: Definition and Example
Discover how cash value life insurance works. Learn its benefits, like accumulating savings, and why it's a choice for lifetime coverage with borrowing options.
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Two Choices. One Person. Two Very Different Outcomes. 📈Term Life Insurance “I chose Term Insurance for affordable protection while raising my family and paying off my mortgage.” 📉Universal Life Insurance “I chose Universal Life for lifelong coverage and the ability to build cash value over time.” 📈Term Life — Pros • Very affordable • Ideal for high need years (kids, debt, mortgage) 📈Term Life — Cons • Ends after the term • Renewal later in life can be costly 📉Universal Life — Pros • Lifetim
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