Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

13:00, Sun, Dec 21, 2025 Updated: 08:35, Mon, Dec 22, 2025 Martin Lewis has told every person with an iPhone or Android smartphone to make a few simple changes - or live to regret it. Appearing on ITV ...