If you have a balance on your credit card, you might have the option to pay it off in full or carry it from month to month. Most of the time, paying off your credit card in full is the best approach.

"I'm a fan of the French press method because it really captures the relaxed, hands-on ritual of making coffee that I love," says Bernadette Gerrity, vice president at Café Aroma. "I've always ...