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2025年秋，欧洲多家中小企业财务人员陆续收到一封看似普通的邮件：“附件为贵司最新账单，请查收。”随信附带一个名为 invoice_OCT2025.svg 的文件。用户双击打开后，屏幕上只显示一张简洁的矢量发票图——毫无异常。