Discover the difference between variable life insurance and variable universal life insurance, and learn which one provides ...

Whole life and universal life are both types of permanent life insurance, but there are key differences when it comes to cost, benefits and policy requirements. To help you learn about what sets them ...

What’s the difference between term, whole, and universal life insurance, and how do you know which one fits your ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

Universal life insurance offers flexibility in premium payments and death benefit adjustments, allowing policyholders to adapt coverage to life’s changing needs. The policy builds cash value, which ...

Founded by future California Gov. Leland Stanford in 1868, Pacific Life is now the third-largest life insurance provider in the U.S., with $1.5 trillion in policies in force in 2024. It has an array ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

A life insurance policy can offer financial protection for your dependents or other named beneficiaries by paying for lost income, debts and final expenses after your passing. The MarketWatch Guides ...

We looked at term and permanent life policies to identify the top life insurance companies overall ...