Money problems can take many forms. You might be swamped with debt, struggling to save or pay for college for your kids or worried about outliving your resources in retirement. (Retirement? What ...

Jeffrey Anvari-Clark does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations ...

Understand the nature of your problems – and how to solve them. (Image: Supplied) In an ideal world, problems would melt away. But this side of the rainbow, we’re left to solve them on our own.