Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Doretha Clemons, Ph.D., MBA, PMP, has been a corporate IT executive and professor for 34 ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Credit life insurance is a an insurance policy that pays off a policyholder's outstanding ...

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

A life insurance policy may include more than just a death benefit. Some earn interest, referred to as cash value, that the policyholder can access while they're still alive. Typically a feature of ...

Casey Bond is a seasoned personal finance writer and editor. In addition to Forbes, her work has appeared on HuffPost, Business Insider, Yahoo! Finance, MSN, The Motley Fool, U.S. News & World Report, ...

Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account that you get to decide how to invest. Variable life insurance ...