Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Ask your agent which type of life insurance, term or permanent, best suits your needs. Confirm with your agent if your policy offers living benefits, like access to cash value or critical illness ...

Life insurance is an important part of a well-rounded financial plan. While it can be an emotionally difficult topic to contemplate, life insurance provides a degree of protection for loved ones in ...

Anyone can qualify for these policies, but premiums are very high compared to other options ...

You're trying to justify holding less life insurance by saying "Eh, the surviving spouse will still be working, and they can remarry in a few years, and things are all peachy again". Which is pretty ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

In previous articles, including “Life Insurance Policy Themes for 2023,” I suggested that if the life insurance discourse, which I broadly defined in that article, were to move on from the “why to buy ...

FCW.com's Friday Financials column offers some guidance if you are considering buying life insurance beyond what you may already have The life insurance industry reported an unprecedented surge in the ...

The U.S. Department of Veterans Affairs launched VALife in 2023, offering a new guaranteed-acceptance life insurance option for veterans with service-connected disabilities. Unlike past VA policies, ...