With inflation and interest rates straining household budgets in 2025, homeowners are searching for ways to cut expenses. One often-overlooked opportunity for savings is your home insurance premium.

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Scott Olson / Getty Image Insurers ...

Explore adverse selection in insurance, identify risks, and learn how insurers safeguard against it. Understand premium impacts and protection strategies.

An icon in the shape of a lightning bolt. Impact Link In the world of car insurance, the cost of your policy is called a "premium," and it can vary depending on several key factors. If you try to buy ...

These policies offer flexible premiums and death benefits and several investing options, but understand what you’re buying to avoid surprises Written By Written by Insurance Staff Writer, WSJ | Buy ...