We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

The financial world is a vast landscape teeming with a multitude of investment options. Each one comes with unique advantages and disadvantages, making navigating challenging. Two such options often ...

Universal life insurance is a permanent insurance you pay for throughout your life. It offers long-term coverage and can increase in value over time. Indexed universal life insurance falls under the ...

When it comes to building a financial strategy that offers security, growth and flexibility, few tools rival the versatility of an indexed universal life insurance policy. Whether you are an ...

College and other educational costs don't come cheap, making them a major financial hurdle for many families. Luckily, there are tools that can help you plan and save for these expenses. 529 plans and ...

Indexed universal life is a lot of things, depending on who you are talking to. An indexed universal life insurance policy is a multipurpose product that helps beneficiaries accomplish a variety of ...

・Indexed Universal Life (IUL) combines permanent life insurance with a cash-value account tied to a stock market index. ・Growth is limited by caps and participation rates but protected from losses by ...

What Is an Indexed Universal Life (IUL) Insurance? Indexed universal life insurance is an insurance product that combines a death benefit with an investment component. It is a permanent form of ...

Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ...

These policies offer flexible premiums and death benefits and several investing options, but understand what you’re buying to avoid surprises Written By Written by Insurance Staff Writer, WSJ | Buy ...