Reduce premiums by covering two people with one policy for estate planning and other financial goals ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Life insurance is a necessity if you have immediate family or others that count on your income. However, choosing a policy that fits your financial goals and is affordable can be challenging. It helps ...

Understand costs, how 20-year term life insurance works and who it can help the most ...

Understand what a term plan is, how it works, and how it differs from other life insurance plans for smart financial protection.

Explore adverse selection in insurance, identify risks, and learn how insurers safeguard against it. Understand premium impacts and protection strategies.

Variable life insurance is a type of permanent life insurance that provides lifelong coverage and includes an investment ...

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...