Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

In the interest-only phase, you make smaller payments, usually for a period of three to 10 years, that include only interest. Your principal loan balance won’t decrease at all during this first phase, ...

When you take out a personal loan, your interest payment is generally fixed. This means you’ll have equal monthly payments factoring in the amount of interest you owe on top of the funds you borrow, ...

With the Bank of England potentially set to announce more interest rate cuts in 2026, homeowners may wonder if it’s best to ...

As of 1 February 2026, BBVA Germany will move the first customers whose introductory offer is coming to an end to the variable interest model of their free current account.