High-yield savings accounts are still paying up to 5.00% APY following a total of three Fed rate cuts in 2025 -- compare the ...
Beat average interest rates with one of the top high-yield savings accounts ...
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Best high-yield savings accounts in January 2026

The best high yield saving accounts are currently earning an annual percentage yield (APY) of 4% or more. Our list of ...
Today's best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year.
A high-yield savings account has a higher annual percentage yield (APY) than a traditional savings product. Your APY is the amount of interest your account accrues in a year. The interest in some ...
In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank. Its SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and ...
SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...
If you’ve ever looked for ways to earn more on your savings, you may have come across the term “high-yield savings account” ...
Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts ...
The average checking account interest rate is 1.75 times higher than it was in 2022, according to October data from WalletHub. But that often doesn’t mean much: Checking accounts that pay interest are ...
Crew, the fintech startup redefining how people bank, budget, and save through its high-yield checking account and proactive budgeting app. Crew raises $3.8M to reinvent banking with a high-yield ...