The Americans with Disabilities Act (ADA) makes it illegal for insurance companies to charge drivers higher car insurance rates solely based on their disability. However, disabled drivers and ...

As a former claims handler and fraud investigator, Jason Metz has worked on a multitude of complex and multifaceted claims. The insurance industry can be seemingly opaque, and Jason enjoys breaking ...

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With the exception of guaranteed issue life insurance, which does not require answering health questions or undergoing a medical exam, insurance companies will always ask you to fill out some type of ...

When you apply for life insurance, you'll usually need a medical exam. This checks to see if you have a disease or are at risk for one. They will also look for any current drug use. The exam may ...