Only one state has disability coverage parity, in which mental health conditions are covered in the same way as physical health conditions: Vermont. In the other 49 states, long-term disability ...

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

People regularly ask me about disability insurance. They say things like, “I’m as healthy as a horse. Do I really need that?” Or “I think I have some disability coverage provided through my work, but ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

If you’re a freelancer or entrepreneur, or thinking about becoming one, it’s vital to protect yourself and your business. Here are the top disability insurance providers for self-employed workers: ...

Thomas Lane was visibly sick. His clothing hung loose, his complexion seemed blanched, his vision blurred in and out. Already a slight man, he lost 45 pounds in a five-month period. More than four ...

When a person becomes eligible for Social Security Disability Insurance, it's often seen as a financial lifeline. But in some cases, the benefits can create unexpected challenges — especially when ...