Learn the numbers you need to know before applying for that next big loan. March 16, 2009 — -- A young reader asked me last week how your credit score is calculated, how it's related to your ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

Credit Card Tips (September 29, 2025): Credit cards have become a common part of daily financial life, helping people manage expenses with ease. However, when spending goes unchecked and payments are ...

With the right strategy, you can boost your credit score so it’s nearly perfect. Strong credit gives you more borrowing options. It also makes borrowing money less expensive. A perfect credit score of ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...