Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Settling credit card debt can save thousands of dollars, but you'll need to make realistic settlement offers.

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Credit card debt forgiveness: Is it possible? Quick to go up, painfully difficult to bring down. Sound familiar? Most U.S. adults have credit card debt, and if you’re struggling to pay yours off or ...

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

With federal oversight in retreat, deep-pocketed collection companies are aggressively pursuing down-and-out consumers who are struggling with record levels of credit card debt. Meanwhile, consumer ...