Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

The best way to pay off debt depends on what you owe. Explore strategies like the debt snowball, debt consolidation and debt ...

Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...

Dealing with debt issues can be overwhelming, especially if your debt has been turned over to a debt collector to deal with. When your debt slips into collections, those simple monthly bills that you ...

The statute of limitations also plays a critical role. Each state sets time limits on how long a creditor can sue you for ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. A collection account is a debt your ...

DAVENPORT, Fla. – Debt collection calls are reaching new highs across the U.S. in 2025, with a significant number of those calls flagged as abusive or threatening. “We’re going to arrest you. We’re ...

What collection debt looks like in America: A mid-year look In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers ...

This investment led by IA Ventures will drive new product development, market expansion, and further January's mission to facilitate the empathetic resolution of all written off and past-due debt. NEW ...

One in four Americans seeking help with debt has at least one account in debt collections. The average debt collection balance is $3,027 across two accounts. Americans seeking debt relief are ...

The amount you owe may also be subject to your state's statute of limitations, which typically ranges from three to 10 years, ...