Car insurance didn't always come standard with a set of keys. What started as a niche product in the early days of motoring has become a legal and financial necessity for nearly every U.S. driver.

Keep organized records, check insurer reviews and update your policy after major life changes to maintain proper protection without paying for unused coverage.

This is why an insurer with clear policies, structured coverage, and reliable support matters. Zurich Kotak General Insurance ...

USAA has the lowest average annual rates for young adult drivers, according to our rate analysis. Those without a military connection will find the best rates with Travelers and Geico.